Credit Freeze vs Credit Lock: Which One Should You Use and When?
When Cheryl got a notice about a new loan application in her name, she panicked. She hadn’t applied for anything.
Read MoreWhen Cheryl got a notice about a new loan application in her name, she panicked. She hadn’t applied for anything.
Read MoreWhat is a Credit Score and Why Does It Matter?Your credit score is a numerical representation of your creditworthiness, widely
Read MoreLet me tell you about Daryl. Daryl was a 32-year-old electrician from Kansas City who thought he had everything under
Read MoreCredit builder loans sound like a gimmick — at least they did to me, back when I was reviewing small
Read MoreLauren was overwhelmed. She had five credit cards, all with balances. Three of them had annual fees. One was in
Read MoreJake was 26 when he walked into a furniture store in Phoenix. He wanted a new sofa. The sales guy
Read MoreMaria is a single mom and a nurse in San Antonio, Texas. When she called me in early 2023, her
Read MoreIf you’ve ever applied for a loan and gotten two different credit scores on the same day — one from
Read More1. Always Pay On Time — No Exceptions This is the single most important factor in your credit score. Even
Read MoreIf you’re feeling stuck with your credit — you’re not alone. Every week for over 30 years, I’ve had someone
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